ANSWER: The Prophet salla Allahu alaihi wa sallam used to recite the last 10 ayahs of surah A’al Imran when he woke up for tahajjud. https://islamqa.info/en/answers/144207/reciting-the-last-ten-verses-of-al-imran-at-night

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ANSWER: Yes, you can use it. It’s his inheritance and it must be divided among all his heirs according to shariah law. The person who has taken the Riba based insurance is sinful and not his heirs.

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ANSWER: If there is no other Islamic alternative or debit card, this seems permissible if it is a necessity. The problem is with signing an agreement approving riba if the grace period was exceeded.

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ANSWER: No, you must not. You must say subhanallah to alert the imam, if he still goes ahead with the 3rd sajda, you must not follow him in that.

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