ANSWER: If it happened without realising what she was doing due to such pain then she’s not sinful. 

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ANSWER: Withdraw from where? If you have your account in a specific bank and this app is a 3rd party and has nothing to do with your bank and also they don’t charge you a fee to subscribe with them, this seems permissible.

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ANSWER: You can send salutations on our Prophet ﷺ anytime of the day or night but specifying it on the times you mentioned is not permissible as this is not a prescribed dhikr during those times. 

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