No you cannot make istikhara on behalf of someone else. Each person makes istikhara for themselves when making a decision. You only make Duaa for him.

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You have to give 2.5% of the value of today and you must repent to Allah and express sincere remorse as you are committing one of the major sins in Islam as dealing or assisting in RIBA is a major sin.

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No, Zakat is given for Muslims only, however, you may give charity to non-Muslims if they are poor and deserving.

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Since more than fourteen hundred years Islam is same as described in Quran and Sunnah and shall remain like this till the end of time.

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