This is prohibited as it involves RIBA as such private institutions give interests.

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You must not use credit cards unless you charge it with the amount you are going to use before you actually use it!

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If they are non alcoholic , it is permissible.

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It is prohibited to have snakes. As for wild animals, if there is no danger from them, this is permissible but it is a characteristic of people of dunya who waste their money over such things that would not bring them benefit or get them closer to Allah. Most likely, they are too dangerous and […]

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This is permissible but not recommended as the rule is that the one memorizing more, leads the prayer. She is too young to pray and too young to demand such a thing. You should encourage her to learn more Quran and make that her incentive.

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The prayer is valid unless you do something that nullifies it such as laughing out loud, talking, eating, etc. However, the lesser the Khushu the lesser the reward. https://www.youtube.com/watch?v=RtR_XuFz6WY

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