Yes, as long as it is for sale for one year, you should give zakat to the estimated selling price of today and not the price you are asking for.

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If it goes to poor and needy Muslims, this is permissible. You must be sure of that. It is better to give it to trustworthy people who would know how to spend it in an Islamic way

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Giving it to the school is not permissible. You may give it directly to the poor students and they may use it in whatever they wish.

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You have to give zakat every lunar year if the money had reached the threshold; whether it happens to be Ramadan or any other month whether you are married or single!

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