If it is obligatory for you to take the insurance in the country where you are living, then yes, in this case it is permissible.   As for benefitting from the insurance: https://www.assimalhakeem.net/my-family-was-involved-in-a-motor-vehicle-accident-and-as-with-law-in-canada-i-order-to-drive-a-car-you-must-have-insurance-my-kids-were-bruised-up-my-ribs-and-chest-very-hurt-is-compensation-har

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It is not permissible to work for an insurance company as the majority of them are commercial insurance companies that deal in both Riba and gambling.

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Praise be to Allaah. Shaykh Ibn Baaz (may Allaah have mercy on him) was asked about life insurance, and he said: Insurance of one’s life or possessions is haraam and is not permitted, because it involves gharar (buying/selling something where it is not known whether what is being bought/sold will actually be achieved/delivered, or in […]

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