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This is permissible.

You have to give zakat only on the gold and silver and nothing else.

Renovation of the house is not a necessity. Therefore, it is not permissible to give him from the zakat. If something essential is not working and he doesn’t have the money to fix it – as a broken fridge – , this can be given from zakat.

If the child is unable to pay the fees of the school, it is permissible to give from the zakat.

Only if they will be imprisoned or prosecuted. Giving them from zakat would encourage them to take more and more loans.

You can’t do it through the red cross. There are tens of Islamic organizations and Islamic centers that can take it from you and give it to the needy such as WAMY, Islamic relief etc.

Zakat is due on savings that reach the value of 595 grams of silver. If it is less than that, there is no zakat. It is not due on what you own such as clothes, phones, cars etc. It is due after a whole year passes on that savings.

Yes, you can.

You can help him from zakat money.

If this Shia doesn’t slander mother Aisha and doesn’t curse Abu Bakr and Umer may Allah be pleased with them, it is OK to give her from the zakat.