ANSWER: She is about 8 months late on her zakat as every three Gregorian years there is about one month and a day or two difference with the lunar year.  Therefore, if she pays her zakat about 8 or 9 months earlier form now on, she will be fine in sha Allah

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ANSWER: As long as you forgave him, Allah will not question him about that but if what he did was sinful and he disobeyed Allah while doing so and he did not repent, Allah will punish him for that as this sin now is between him and Allah

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ANSWER: This is your choice, however if you want to gain more rewards and get the perks of such sunnah adhkar then you should recite all the adhkars as they also act as a Fortress against evil for us

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