What he is saying is totally baseless. First of all, the nisab of gold is 85 grams. Secondly, the zakat is paid over the whole amount. This means that your zakat is 5 grams of gold.

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Zakat has to be in cash or they authorize you to buy them something specific.

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If your sibling dies and has no father or no son, this means that you will inherit him or her. This also means that it is your responsibility to provide for him or her and that you can’t give them from zakat.

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As long as it is not for sale, there is no zakat except on the rent you receive and it’s earnings with you for a lunar year.

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You can always give her sadaqah. As for zakat, this depends whether if she dies, whether you would inherit her or not.

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