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If it is to pay off his debt, this is permissible

Yes.

It is an issue of dispute among scholars ,I believe that this is not permissible

If a person has gold and doesn’t have money to pay for the zakat, he must sell part of it.

No, it is not permissible

You must give zakat on this money only after a whole lunar year passes after cashing it.

Yes, he has to give zakat on the money he has, regardless of his debts.

Your debts have nothing to do with your zakat as long as you have money that lasted for a year in your possession.

If you sell and buy lands, you must give zakat for that to the poor.

Zakat is not related to a particular month. It is related to the passing of a lunar year on the amount you possess