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Zakat can only be given to one of the 8 categories mentioned in 9:60: “Zakah expenditures are only for the poor and for the needy and for those employed to collect [zakah] and for bringing hearts together [for Islam] and for freeing captives [or slaves] and for those in debt and for the cause of […]

It is not permissible to pay zakat to build him a house. It is permissible to buy him a water pump.

One should not exceed the limit in feeding people or on anything else

There is no zakat required.

Zakat is due on any amount of savings that a whole year passes and it exceeds the value of 595 grams of silver. Therefore, if you give the 25% to the needy and you intend that it is part of your zakat, you don’t have to pay anything after that. But if you don’t intend […]

The most authentic opinion of scholars is that zakat has to be paid for gold even if one is using it. If you have more than 85 grams, you should give 2.5% as zakat

If the jewelry and the one thousand dollars have been with you for a year, you should give 2.5% of both to charity.

It is not permissible to pay zakat for building mosques as it is not from the 8 categories mentioned in 9:60.

Yes, you have to pay zakat as long as the gold you possess is 85 grams or over and that a whole year has passed on it.

I am presuming that the loan is not interest based (riba) as this is a major sin. As for the question, if they have money saved that a whole year passed over it and it is more than 1200 dollars, they have to pay zakat over that.