It is not permissible to surprise your wife by arriving from a long journey without notifying her. The Prophet salla Allahu alaihi wa salla forbade this so that she can get ready for you and you won’t see what you may not like from her!

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This is prohibited as it involves RIBA as such private institutions give interests.

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You must not use credit cards unless you charge it with the amount you are going to use before you actually use it!

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If they are non alcoholic , it is permissible.

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