Allah told us that worshiping Allah on that night is better than a thousand months. We must accept this as it is and not change it into years and calculating it in this way.

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You were sinful for not returning it on time.Try to find her again. If you absolutely can’t, give this money in Muslim charity in her name. On the day of judgement, you will find out whether this was sufficient or she will take from your good deeds until she has enough.

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