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No, she must support them and it is not permissible to give them from zakat as it is mandatory to provide for them.

It is not permissible to give her zakat money to build the house.

Praise be to Allaah. Allaah has spoken about zakaah funds in the verse (interpretation of the meaning): “As-Sadaqaat (here it means Zakaah) are only for the Fuqaraa’ (poor), and Al‑Masaakeen (the poor) and those employed to collect (the funds); and to attract the hearts of those who have been inclined (towards Islam); and to free […]

The owner of the gold .

This is permissible.

You have to give zakat only on the gold and silver and nothing else.

Renovation of the house is not a necessity. Therefore, it is not permissible to give him from the zakat. If something essential is not working and he doesn’t have the money to fix it – as a broken fridge – , this can be given from zakat.

If the child is unable to pay the fees of the school, it is permissible to give from the zakat.

Only if they will be imprisoned or prosecuted. Giving them from zakat would encourage them to take more and more loans.

You can’t do it through the red cross. There are tens of Islamic organizations and Islamic centers that can take it from you and give it to the needy such as WAMY, Islamic relief etc.