ANSWER: If there is a penalty for delayed payment or a late fee payment, this is riba and prohibited But if they charge you more for your calls and sell you minutes in a higher price than usual as it is post paid, this is permissible.

Read more

ANSWER: The prohibition is to buying it while it is on the tree and one doesn’t know whether it will be ripe or defected.  If harvested and sold, this is permissible if one wants it that way. 

Read more

ANSWER: It is not permissible to keep photos of deceased Whether they would be punished for it or not, this is in Allah’s hands. 

Read more