ANSWER:

The zakat is only on the cash for you.

Your wife’s gold is her property and if it does not reach the nisab, there’s no zakat on it for her.

I have money and my wife has gold.money exceed jakat nisab,but total gold does not,Does i need to give jakat on money +gold,or only money? I only gave zakat on money not the gold,because gold quantity does not exceed nisab.do i need to sum them all and give jakat on it.

Zakat | May 27, 2021 7:55 am
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Sheikh, is a person sinful if he spends the large amounts of money he needs to spend (valid) with the intention that if He delays spending it then he will have to give zakat on it.So he spends it before the date he calculates the zakat.
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I want to ask about zakat of my jewellery ( as mehar ) does a woman have to pay it. Is it her responsibility? can she take it from her husband especially if she has no source of income of her own.