No. Such schemes are not permissible to partake.

Ya Ustad.some companies sell their product to the last consumer directly.If any customer buys almost of 70 US dollars product, the company will open a bank account for the customer and he will be asked to find two more customers and the two customers each will find two others and it will grow, of each customer 40% benefit will be credited to the 1st customer’s account. Halal?

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