ANSWER:

If there is no other Islamic alternative or debit card, this seems permissible if it is a necessity.

The problem is with signing an agreement approving riba if the grace period was exceeded.

Is it permissible to have a credit card if the person; -Does not pay any type of fees/charges on it -Does not incur any type of riba on it -Pays full credit card balance every month.

Riba | October 23, 2021 4:40 am
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In Pakistan,mobile companies give advance loan of 30 rs. They charge additional 3.5 rs in name of “service charges”(no explanation is given as to their nature). Is this riba? If yes,what should I do as i have currently taken it.
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My deceased husband had taken an life insurance plan.We had paid an capital amt of INR 10 lakhs in 5 yrs.After his death i got 10 lakh extra on our capital amt.Are me my orphaned children allowed to use that extra money apart from our capital amt.