ANSWER:

You must not take conventional riba based loan under any circumstances. 

If nobody help us then take loan bank it is permissible or not no relative nobody helping us we take loan or not

Loans, Riba | August 30, 2018 7:18 pm
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Hope you are doing well! I have a very old savings bank account since ….., how to calculate the interest amount so that I can give the interest amount to the needy people. As it’s hard to find interest amount since beginning and I never had a chance to give to anyone. Please advise. Your response is highly appreciable.
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Is a warranty halal? if you have a cell phone you have 2 years warranty and the phone is broken then you can get a new cell phone for free. Is this allowed that i take a new cell phone for free?