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Shk,the relatives family stays in v.old home in village,house may come down this monsoon,as cndtn of house is v.bad.He took loan to built new house.my aim is to relieve fm burden of loan.i’m asking again as I couldn’t conclude what to do after reading the reply you sent earlier.kindly pls let me know what can I do.I know I won’t get ajr,I intend to avoid he getting into loan/interest vicious cycle