Lease to own is not permissible as there are no guarantees after paying everything  except one installment, if the car was burnt by an accident and the insurance paid for a new car, the company will not give you the new car and will tell you that you were leasing and send you away with nothing!

I want to buy a car but on installments, i-e on lease. So does it involve any Riba?There are many Islamic banks that claim that their lease system is without any interest. i heard one mufti say that the extra money you are paying is for car a thing but not on the money, what are your thoughts on it? Like the car is of 10k dollars but on installment i am paying total 12k dollars which is fixed. Your thoughts on it?

Riba | July 14, 2015 4:46 am
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Can we use interest money in emergency situations like submission of school fees and later after earning can we dispose off the interest money? (We do not have enough halaal money available at the moment but we do have property which can be sold.)
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I have two questions; 1. According to Sheikh Yusuf Qardhawi, a muslim living in North America can buy a house for personal use using Riba based financing if there is a “Dharoorah”. Please give your opinion on this. 2. There is a prevalent thought that one can divide his wealth amongst his heirs according to Islamic inheritance law during his lifetime to avoid any dispute and to save his heirs the difficulty involved in managing the inheritance division. Is this permissible or not?