QUESTION: I work as a freelancer for a company whose HR and payroll are managed by a 3rd party company. This company allows me to receive part of my salary in advance before the actual payday, but they charge a small service fee for it. On payday, they deduct the advanced amount and pay the remaining balance. Is this permissible, or does it count as riba?

Jobs, Riba
18 Oct

ANSWER: This is riba & not permissible.

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QUESTION: Here it is cultural norm to round up the debt amount at Payback or round off as the lender. No stipulations were made before. Example: My mum buys groceries for me 19.36€, i give her 20€ back. Or she payed 20.27€ then she says just give me 20€. This is usually done cause it’s easier or out of shame cause it can be seen as stingy to count every cent. Is this Halal?

Halal/Haram Matters, Riba
16 Oct

ANSWER: No problem, as long as there was no prior agreement of giving these extra cents

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QUESTION: I have recently started to practice islam. I noticed that my job slightly deal with riba. Now do i have to immediately left my job? Or can I search for Allah’s mercy means a halal sources of income whille working my current job? With a strong niyah to left my current job as soon I manage other halal source?

Jobs, Riba
10 Sep

ANSWER: If your job involves taking or giving riba for certain, you must resign immediately and trust Allah to substitute you with a halal job

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QUESTION: I have a savings account. Bank cuts some tax+bank charge & adds some interest. Monthly I subtract tax+bank charge from Interest amount (basically the extra money in my account that I didn’t put). I give it away to needy monthly, tell him that it is not sadqah but interest money. Is it OKAY as per Shariah? Or should I give the full interest money & I pay tax+bank charges from my saving?

Riba
15 Aug

ANSWER: It’s not permissible to pay the tax + bank charges from your interest money!  You should not tell the people you’re giving that it’s interest money, charity or zakat! Simply give without telling anything!

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QUESTION: My question is that there is an app which allows you to pay in installments but then the price become slightly higher than the original price. Is it considered as interest too and is it impermissible?

Halal/Haram Matters, Riba
09 Jul

ANSWER: If the price is fixed and you are buying from the owner and there isn’t any way that the installments would increase more than what was agreed upon initially, this is permissible. But if there is a 3rd party that is doing the financing or the price would go up if you are late […]

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QUESTION: Indian government-backed companies offer long-term investment schemes, such as paying ₹6,000 monthly for 17 years to receive ₹25 lakhs after 20-25 years. Is it halal or haram to invest?

Riba
30 Jun

ANSWER: This is totally prohibited as fixed profit is riba and one of the major sins in Islam for which Allah has waged a war against people who deal with it (riba)

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QUESTION: You mentioned in your previous response that it is not permissible to impose late fee on deferred deposition in fund when any members fail to deposit within the deadline every month, even if there is no lending/borrowing but only fund raising taking place. Is this because the late fee is riba or for other reasons?

Halal/Haram Matters, Riba
25 Jun

ANSWER: When someone is late for paying a commitment, this commitment is a loan and any late fee would be riba

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QUESTION: My dad invested wd a friend, business went to loss for both of them but his friend asked fr money & its not easy for me to pay bec im the only earner. I try to pay some but Its not easy & im very depressed. I want to save for my future & household expenses. Am I responsible to pay the debt off? How do I relieve my parents akhirah bcz of the debt. They are helpless.

Fiqh of the family, Riba
02 Jun

ANSWER: No, you’re not responsible to pay off his debts! If he went into business and he lost the money without transgression or negligence from his side, he is not obliged to return a penny to his partner as this is the essence of halal business where the loss happens on the capital money and […]

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QUESTION: I told my father if he could buy me a bike but now issue is he would do an interest based loan for bike. Would I be sinful. I told him not to take loan it is not that needed

Fiqh of the family, Riba
17 May

ANSWER: You’re not sinful if he’s the one who takes it on interest.  You must not sign any interest loan documents.

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QUESTION: Can I give interest money as wedding gift? Usually we gift the money envelope after having the wedding buffet.

Halal/Haram Matters, Riba
23 Apr

ANSWER: This is not permissible!

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