ANSWER:

The profit should be a fixed percentage, on the actual profits the company makes and not a fixed amount of money. If you don’t share any losses and they guarantee to give you your money back when you ask for it, this is clear riba. When joining them, your 40k should be calculated to know how much in percentage it is worth from the actual value of that investment. Once you want to leave, the company is evaluated once again and your percentage is given to you accordingly.

Bessiness Condition Example: One share worth 40K (SAR) They will give benefit on monthly basis SAR (1.5K to 2.5K) not fixed and depends on their total income. My invested money can be withdrawn after one year (if I needed).

Islamic economy, Jobs |