Any savings an individual has that exceeds the value of 595 grams of silver and a whole year passes on it, one is obliged to pay 2.5% zakat on it even if he is unemployed

I no longer work and my husband does not earn enough to look after me and my son . So I am using my savings to live on until I find a job . Do I have to pay the 2.5% zakat on the savings I am using to live on??

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