ANSWER: 

No, you must not.

Zakat should be given to poor and needy Muslims in cash. Such people will be encouraged to take more loans depending that the likes of you will give them zakat. 

If someone took laon interestbased and asking for zakah can i give to him ?

Zakat | May 22, 2018 4:52 am
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My zakat is due. I was wondering who to give to. This is my first zakat. I have a maid whose husband cant find work. They have 2 kids. And they have loans. Can i give them my zakat?
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Is it permissible to give zakat to mislims who do minor shirk or bidat or who do not pray or fast?