ANSWER: Zakat must be given to poor and needy Muslims, and one must not give zakat to his parents or children or those whom he might inherit. Other than that, it is permissible to give poor relatives. 

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ANSWER: In sujud the sunnah is to make duaa, you can use the names of Allah to make a Duaa, eg, to say”ya shafi ishfini”, but to recite the Names without making duaa, this is not permissible. There is no problem to make a duaa from a Qur’anic verse. https://youtu.be/hYToZVeAl20  

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ANSWER: Most Muslims have loans of their cars, houses, new furniture etc. Not every loan is eligible for zakat. Only when a person is in trouble with the debtors due to a losing business or he lost his fortune due to an accident or he is threatened to go to jail for it. 

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ANSWER: No, this is not permissible. Zakat should be given in cash to poor and needy Muslims and they will do whatever they want with it. 

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ANSWER: You pay the zakat over what a full lunar year finished which is the one lakh. However, it is best if you unite the date for all what you have whether it came a year ago or few months ago as keeping track with which came when is difficult if not impossible. 

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ANSWER: You pay it on all the savings you have had in your possession for over a lunar year providing it reaches the nisab and you have access to it.

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