ANSWER: No. You repeat the athan individually after the Muazzin and then recite the prescribed dua after athan to be eligible for Prophet salla Allahu alaihi wa sallam’s intercession on the day of judgment. 

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ANSWER: Your wife’s gold belongs to her. She is obliged to pay it once her zakat is due providing it reaches the nisab. If you want to unite both zakat date and pay one earlier than the other, this is permissible but you need your wife’s prior authorization to you for that.

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ANSWER: You must not delay them beyond their appointed time. 

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ANSWER: There are no 4 Sunnah before Isha. 

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ANSWER: You need to stop the car and pray on the ground, standing and facing the qibla. 

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ANSWER: If this is possessed as jewelry, there is no zakat on it. But if one is trading with it, there is zakat. 

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ANSWER: If the amount is saved for one lunar year and the amount reaches the nissab then you have to pay the zakat on the full amount. If this is a conventional bank, this is clear riba and it is one of the 7 major sins in islam. 

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