ANSWER: No problem, however, you must not continue reciting from the Mushaf in this state, you must renew your wudu or recite from your phone.

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ANSWER: Wiping the neck is not authentic! Rinsing the mouth and nose is. However, doing it separately is not from the sunnah but it is not an innovation.

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ANSWER: Say it outside the washroom before entering or after entering you can say it in your heart without moving your tongue or lips.

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ANSWER: No problem in this as it does not form a layer on the nails. However you must conceal this in front of non mahram men and while going out as this is a form of adornment.

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