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It is not permissible to pay zakat for building mosques as it is not from the 8 categories mentioned in 9:60.

Yes, you have to pay zakat as long as the gold you possess is 85 grams or over and that a whole year has passed on it.

I am presuming that the loan is not interest based (riba) as this is a major sin. As for the question, if they have money saved that a whole year passed over it and it is more than 1200 dollars, they have to pay zakat over that.

If you don’t have anything saved for a whole year that exceeds the value of 595 grams of silver, there is no zakat on you.

You must follow the Islamic calendar.

There is no preference in paying zakat in Ramadan.

He should pay it now

There is no zakat required.

No, she must support them and it is not permissible to give them from zakat as it is mandatory to provide for them.

It is not permissible to give her zakat money to build the house.