ANSWER: Wudu is not required to make dua or dhikr. Wudu is mandatory when you touch the Quran but you can recite looking in the phone or from memory without wudu.

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ANSWER: No problem.  Covering the head while reciting Quran or listening to it is not from the sunnah, hence its an innovation. 

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ANSWER: Yes. They are allowed to recite Quran even outside of Ramadan but not touch the Quran  directly. 

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