ANSWER: No need to wait for the athan to finish.  You can begin to pray as soon as the time enters, even if the athan is called late.

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ANSWER: No problem as long as you are able to get up and pray all the rest of the 4 prayers on time and function normally while fulfilling your other day to day responsibilities. 

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ANSWER: If they are praying in congregation, this is totally prohibited. Women must stand behind men. But if they are praying alone and they are mahram to one another, this is permissible. 

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ANSWER: It’s more in reward for you to pray in congregation, as long as you all pray before the time finishes, providing you are not able to go to the masjid for any valid reason, otherwise praying in the masjid is obligatory for men.

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