ANSWER: In sujud the sunnah is to make duaa, you can use the names of Allah to make a Duaa, eg, to say”ya shafi ishfini”, but to recite the Names without making duaa, this is not permissible. There is no problem to make a duaa from a Qur’anic verse. https://youtu.be/hYToZVeAl20  

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ANSWER: Most Muslims have loans of their cars, houses, new furniture etc. Not every loan is eligible for zakat. Only when a person is in trouble with the debtors due to a losing business or he lost his fortune due to an accident or he is threatened to go to jail for it. 

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ANSWER: No, this is not permissible. Zakat should be given in cash to poor and needy Muslims and they will do whatever they want with it. 

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ANSWER: You pay the zakat over what a full lunar year finished which is the one lakh. However, it is best if you unite the date for all what you have whether it came a year ago or few months ago as keeping track with which came when is difficult if not impossible. 

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ANSWER: You pay it on all the savings you have had in your possession for over a lunar year providing it reaches the nisab and you have access to it.

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ANSWER: What is important is the feeding of the food and not the price. You can pay in any currency you like. 

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