ANSWER:

This is what’s normal. 

Wearing scarf for doing dhikr or reading the Quran is an innovation. 

QUESTION: Can women offer little athkar/tasbeeh without wearing scarf?

Innovations, Supplications, Women clothing | July 31, 2023 9:01 pm
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QUESTION: There is a hadith that states that a perosn who reads ayatul kursi after every fardh salah will go to jannah instantly after death. I assume that means that the stages (questioniing in grave, barzakh and day of judgement) will not exist for this person.