ANSWER: No, it is not.  He azza wa jal already knows your worries, sorrows, happiness and intentions.  You must invoke him with humility, showing your poverty, knocking on the door and make Duaa begging Him to solve your problems and not to vent to Him like that. 

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ANSWER: This is not true.  We should say bismillah whenever we take off our clothes as it is a barrier between our awrah and the eyes of Jinn.

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ANSWER: No problem in that but you must not say it during prayers or prescribed salutations.

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ANSWER: Yes, it is highly recommended to seek refuge in Allah once in the beginning and to say bismillah before reciting each surah

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