ANSWER: This is not permissible. Zakat must be given in the form of cash to the poor and needy Muslims to do with as they please.

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ANSWER: It is prohibited to take interest based loan from a bank. The gold and silver kept with the bank as mortgage is still zakatable.

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ANSWER: No, this is not permissible.  Zakat must be given in cash to poor and needy Muslims and they will do whatever they want with it. 

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ANSWER: You must look at all the bank statements of these past years and must pay zakat for all these years if the savings reached or was above nisab and you must repent sincerely to Allah as zakat is one of the pillars of Islam and you cannot be so easy about not fulfilling this […]

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ANSWER: Your wife’s gold belongs to her. She is obliged to pay it once her zakat is due providing it reaches the nisab. If you want to unite both zakat date and pay one earlier than the other, this is permissible but you need your wife’s prior authorization to you for that.

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