ANSWER: No need to insert the finger, simply pour water so that it reaches the inside of your belly button.

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ANSWER: No problem as long as there is no impurity on your body and you don’t pray in those impure clothes

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ANSWER: It is an issue of dispute among scholars No one in his right mind, even if everyone says it is not najis, would still come close to that area, let alone pray on it!

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ANSWER: If he has incontinence and he changed his clothes, cleaned himself and made fresh wudhu after the athan, he can pray and not care about whatever comes out from him as this has no impact on his wudhu or prayer and this will go on until the prayer time has expired.

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