ANSWER: No problem at all in giving money in an envelope or gifts on such occasions.  Giving gifts is part of the Sunnah. However, forcing people to give or be slandered like this, this is totally prohibited and the whole community is sinful for not changing this bad habit which burdens the poor. 

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ANSWER: Of course it’s permissible to touch them to save their lives or in times of immediate emergency! This is what doctors do.

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ANSWER: Debit cards are different to credit cards.  In debit cards, you are lending the bank an amount of money and hence, any cash back would be considered riba and Allah knows best. 

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