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QUESTION: Over 3 years ago, I tried transferring 10,000SAR to my family in Sri Lanka via a Saudi bank. It failed, so I asked for a refund. Later I learned the transfer had actually gone through, meaning I got refunded twice. I’ve asked the bank several times over two months to take back the 10,000SAR since it isn’t mine, but nothing happened. I haven’t touched it. Charity or personal use?