ANSWER:

You must not borrow to go to hajj and you must repent and pay off your debts and go to hajj with your own money as soon as you can. 

QUESTION: I had money for Hajj in 2018 but invested in cryptocurrency instead, resulting in losses. I am still under a big debt which I am paying back on monthly basis from my salary. If Hajj was obligatory then, will I be sinful for life if I die without performing it? And I have to borrow money to complete the fard even if I don’t have enough money now? or Hajj is fard on yearly basis only?

Hajj and Umrah |