ANSWER:

You must only take mandatory insurance due to necessity and not anything extra.

When i tell my parents,or elderly people here in india that medical insurance is prohibited in islam then many of them who belong to middle class or who don’t have savings tell what will u do if u have serious disease like cancer,or illness that require lot of money to treat.It’s like either u ask others for money or die.so what should a muslim do?Is it permisible to have insuranc for middle class

QUESTION: Renting car with insurance in turkey as tourist – is it halal to take a car for rent with insurance and also pay bit xtra to cover also smaller damages & remove the need of police report if there’s small accident. Sm1 said they charge from deposit otherwise