ANSWER: This is authentic. However the hadith you are referring to is about reciting it before sleeping for protection against punishment of the grave.

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ANSWER: Meaning a believer is intelligent enough to not be harmed by the same thing, situation or person for the second time. If you have been betrayed or hurt or let down by someone, be civil and maintain good relationship with them but don’t allow them to hurt you again by blindly trusting them or […]

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