Somebody has asked , There is a man , he has loan to pay , his son is earning . So can I as an outsider pay my zakat money to this man who is in debt so as to lighten his burden of debt.
Most Muslims have loans of their cars, houses, new furniture etc.
Not every loan is eligible for zakat. Only when a person is in trouble with the debtors due to a losing business or he lost his fortune due to an accident or he is threatened to go to jail for it.