ANSWER: 

This is not buying as they don’t sell it to you but rather lease it. Therefore, if you are late by one or two months in paying them, they will confiscate the car and deprive you of all what you had paid because you were leasing. 

They lie and they also know that you know they are lying! 

Sir, Is Hire Purchase is halal.? E.G if i buy a car or house through bank and pay its price in installments over a specified period of time. in this proces price exceeds the original price of the car.e.g if a car worths 10 lac rupees and if i buy it through a bank i will have to pay 12 lac but in installments over a specified time. kindly clarify me about this issue.

Halal/Haram Matters | February 7, 2018 12:40 am
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I am a Muslim (woman) and my friend is a Mormon (woman). What is the ruling for such a friendship? What is allowed and what is forbidden? What can I talk about? What should I not talk about? What may I do and what cannot I do? Where is the limit? Where is the frontier?
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Last few months ago I wanted to change my gold ornaments as I cant wear them because those wear heavy. So I went to a ornament maker, he said that as these are old, he has to cut of some % from it and then he would made light ornaments with the rest of the gold. I just have to pay the making charge. I did it. Is it count as riba? I am too worried about it.