The most  authentic opinion is that you pay zakat on all types of gold.

Sheikh. I got married recently and in our culture everyone gifts us with gold. since it’s more than 85 grams, I would like to know about the ruling on zakat on gold since I hear different opinions. Some say that the gold which we wear often are not counted. Some say that even if it’s kept in a bank locker, if we take it out and wear within a year, then it’s not counted.