If weather does not permit you to attend the masjid, you can pray at home and lead your family in prayer. Rain that is muddy and would cause clothes to become damp and wet is a legitimate excuse for not praying in the masjid.

If there is a legitimate excuse for me to neglect going to the masjid (for example, it’s raining), is it a must to pray with my wife (or with someone else) in congregation (in my home)? Can’t I just pray alone?

Rulings on mosques | August 26, 2014 1:59 pm
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I know during the khutba you shouldn’t speak, but when I hear the prophet’s name saw can I send blessings under my breath only that I can hear it? And would this constitute as talking and invalidate my khutba?
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Is it bad to talk during athan and important to cover the head for ladies?