If the final price is fixed, take the third option as the harm has already been inflicted.

dear seakh. I bought a house in Ireland.I took 100% mortgage from bank, I lieke to get rid of the interest If I give them the house, they will sell it in oction and then will put the rest of the balance on my name. The second option I can do a self bankruptcy. Then all my loans even mortgage will be wiped out. The third option is to pay until the price come to a balance.