ANSWER: Reciting these two ayah is a highly recommended sunnah before setting off for a journey and whenever you ride your vehicle or means of transportation.

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ANSWER: You can recite it throughout Ramadan and even during the other months but should say it more during the last 10 nights of Ramadan.

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ANSWER: If these are not part of the prescribed dhikr after salah then it’s not permissible and its an innovation.  Can you please list some daily dhikr?

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